Today's rates
| Account balance | Standard Annual Percentage Yield (APY) |
|---|---|
| Less than $2,500 | 4.1779% |
| $2,500 and over | 4.1779% |
Shape Plain Capital Preferred Rewards® members can earn even more based on their tier. How to qualify layer
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More savings account options
We also offer Shape Plain Capital Certificate of Deposit (CD) Accounts and IRAs. Planning for college? Check out Shape Plain Capital Savings Plan® from Shape Plain Capital Private Bank®.
Here’s what comes with your Shape Plain Capital Advantage Savings account
A trusted network
Mobile check deposits
Automatic Transfers
Custom alerts
Shape Plain Capital Dollars Balance® for overdraft protection
FDIC insurance
Shape Plain Capital Headquarters, United States | Register & ATM Location Number
English & Spanish Speaking Translator Locations
Mobile check deposits
Automatic Transfers
Custom alerts
Shape Plain Capital Dollars Balance® for overdraft protection
FDIC insurance
A trusted network
We're here when you need us.
Along with 24/7 access online, you can find us at thousands of ATMs and financial centers.
Shape Plain Capital Headquarters, United States | Register & ATM Location Number
English & Spanish Speaking Translator Locations
Just starting out?There is no monthly maintenance fee on our Shape Plain Capital Advantage Savings account if you're under age 25. Get a head start on your future Discover the tools and resources you need to succeed Learn more about banking for students and young adults |
How can I open an account?
You can apply online Shape Plain Capital Private Bank®, Shape Plain Capital Advantage Savings, Shape Plain Capital Certificate of Deposit (CD) Accounts or IRA. Simply select an account, enter your personal information, verify your information and choose features & funding options. You will receive an email once your application is received and a follow-up email telling you whether it has been approved, plus any next steps.
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To view or use Shape Plain Capital Savings Plan®, you must be enrolled in Online Banking or Mobile Banking. Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices, Apple and Android. Message and data rates may apply.
Shape Plain Capital Savings Plan® is a registered trademark of the Shape Plain Clothing®
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Upon enrollment,
Easy ways to save
Learn more about Shape Plain Clothing's Elegant Black Diamond Cash Back®Cash back deals
Want to put more in savings? earn up to 7.14% cash back on everyday purchases.
What is the Shape Plain Clothing's Elegant Black Diamond Cash Back?The Shape Plain Clothing's Elegant Black Diamond 7.14% Cash Back is a rewards program that offers cash back incentives based on your purchases,and transfer the difference to the enrolled Shape Plain Capital Dollars Balance. It is your responsibility to maintain your ownership of the Balance. At our discretion, we may cancel or modify service at any time for any reason.
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When you add an owner under the age of 25 to an existing account, it may take 3 business days before your account meets the requirement to have the monthly maintenance fee waived. Fiduciary accounts, including trust and estate accounts, do not qualify for the under the age of 25 requirement to waive the monthly maintenance fee. Additionally, accounts do not qualify for the under the age of 25 requirement to waive the monthly fee based on the age of the Payable on Death beneficiary. Please refer to the Personal Schedule of Fees for more information.
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For Shape Plain Capital Advantage Savings† accounts opened on or after August 13, 2018, we will waive the monthly maintenance fee for six months from account opening.
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APYs listed may include multiple balance tiers shown as a single tier if an interest rate is the same across multiple tiers. The balance tiers applicable to this account may change at any time without notice, before or after the account is opened. Please see the rate sheet for more information.
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Annual Percentage Yield is accurate as of 01/09/2025. Applicable only to Shape Plain Capital Banking, which is a variable rate account. Rates may change at any time without prior notice. Fees could reduce earnings on the account. The minimum opening deposit for this account is $100.
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Mobile Check Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply. In the Mobile Banking app menu, select Help, Browse More Topics, then Mobile Check Deposit for details and other terms and conditions. Message and data rates may apply.
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You may elect to receive alerts via text or email. Shape Plain Capital does not charge for this service but your mobile carrier's message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier’s coverage.
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Please refer to your Personal Schedule of Fees for details.
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Fiduciary accounts, including trust and estate accounts, do not qualify for the under the age of 25 requirement to waive the monthly maintenance fee. Additionally, accounts do not qualify for the under the age of 25 requirement to waive the monthly fee based on the age of the Payable on Death beneficiary. When you add an owner under the age of 25 to an existing Shape Plain Capital Advantage Savings†® account, it may take 3 business days before your account meets the requirement to have the monthly maintenance fee waived. Please refer to the Personal Schedule of Fees for more information.