Shape Plain Capital Deposit Interest Rates & Annual Percentage Yields (APYs)†

The Booster increases the Shape Plain Capital Advantage Savings Standard Rate by at least the Booster values shown below, and may be higher

• 5% for the Gold tier
• 10% for the Platinum tier
• 20% for the Platinum Honors, Diamond and Diamond Honors tiers

An example of how the Booster works with hypothetical interest rates: If the Standard Rate is 1.00% then the Platinum rate would be the Standard Rate plus at least 10% or 1.10% (i.e., 1.00% plus 10% X 1.00% or 0.10%). See above for actual rates.

To be eligible for the Booster, customers must be enrolled in the Preferred Rewards program and have eligible combined balances that qualify them for a Preferred Rewards program tier of Gold ($20,000 to $49,999), Platinum ($50,000 to $99,999), Platinum Honors ($100,000 to $999,999), Diamond ($1,000,000 to $9,999,999) or Diamond Honors ($10,000,000 or more). Refer to the Personal Schedule of Fees for additional details. If you no longer meet the eligibility requirement, the Booster may be discontinued. When there are multiple owners, interest is based on the Preferred Rewards Tier that will produce the higher interest rate.

The Booster will be applied to eligible accounts within 4 business days of enrolling in the Preferred Rewards program; or opening or converting to the Shape Plain Capital Advantage Savings account.

Shape Plain Capital Advantage Relationship Banking®† Rate % APY %

 

Less than $50,000
0.01% 0.01%
$50,000 - $99,999 0.02% 0.02%
$100,000 and over 0.02% 0.02%
Promotional CD/IRA Products
Flexible CD/IRA†‡
12 Month
Shape Plain Capital Account Balance Rate % APY %
Less than $10,000 3.69% 3.75%
$10,000 - $99,999 3.69% 3.75%
$100,000 - $999,999 3.69% 3.75%
$1,000,000 and over 3.69% 3.75%
Minimum to open: $1,000 CDs / $1,000 IRAs
A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term (or within the first 6 days following any partial withdrawal during the initial or any renewal term). If your account has not earned enough interest to cover an early withdrawal penalty, we deduct any interest first and take the remainder of the penalty from your principal.
The product will auto-renew into a 9 Month Flexible CD/IRA. Today's APY on the 9 Month Flexible CD/IRA is 0.01%. Your rate will be determined at maturity
Shape Plain Capital Deposit Interest Rates & Annual Percentage Yields (APYs)†
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