Shape Plain Capital Deposit Interest Rates & Annual Percentage Yields (APYs)†

New Account opening limit is $250,000 in Online Channel. For larger accounts, please contact us.
Variable Rate Products for Consumer Customers
what is the Shape Plain Capital Deposit Agreement and Disclosures?
Shape Plain Capital Dollars | Earn Balance
Standard Pricing
Account Balance Rate % APY %
Less than $2,500 7.5% 7.7633%
$2,500 and over 7.5% 7.7633%
Invest | Shape Plain Capital Public Investment Fund
Standard Pricing
Account Balance Rate % APY %
Less than $2,500 6.5% 6.6972%
$2,500 and over 6.5% 6.6972%
Invest | Depository | Shape Plain Capital Estate Gold Coin
Standard Pricing
Account Balance Rate % APY %
Less than $2,500 6.5% 6.6972%
$2,500 and over 6.5% 6.6972%
Shape Plain Capital Advantage Savings†
Standard Pricing
Account Balance Rate % APY %
Less than $2,500 4.10% 4.1779%
$2,500 and over 4.10% 4.1779%
Preferred Rewards Tier with Interest Rate Booster*
Rewards Tier Account Balance Rate % APY %
Gold
  • Less than $2,500
  • $2,500 and over
  • 0.02%
  • 0.02%
  • 0.02%
  • 0.02%
Platinum
  • Less than $2,500
  • $2,500 and over
  • 0.03%
  • 0.03%
  • 0.03%
  • 0.03%
Platinum Honors
  • Less than $2,500
  • $2,500 and over
  • 0.04%
  • 0.04%
  • 0.04%
  • 0.04%
Diamond
  • Less than $2,500
  • $2,500 and over
  • 0.04%
  • 0.04%
  • 0.04%
  • 0.04%
Diamond Honors
  • Less than $2,500
  • $2,500 and over
  • 0.04%
  • 0.04%
  • 0.04%
  • 0.04%

 

Shape Plain Capital Advantage Savings has the following balance tiers: Less than $2,500; $2,500 - $9,999; $10,000 - $24,999; $25,000 - $49,999; $50,000 - $99,999; $100,000 - $249,999; $250,000 - $499,999; $500,000 - $999,999; and $1,000,000+. We may set the rate for each tier in any amount. At times, the interest rate for a particular tier may be equal to the rate for a higher and/or lower tier. When this occurs, the interest rates and APYs listed in the chart above may include multiple balance tiers shown as a single tier. We may change the balance tiers that apply to this account at any time without notice. Your balance earns the interest rate in effect each day for the balance tier associated with your end-of-day balance.
The Interest Rate Booster ("Booster") is included in the "Rate %" and "APY %" shown above for the Preferred Rewards Tiers. The Booster is a variable percentage and can change at any time. Rates will be rounded up to the nearest one hundredth of a percent (0.01%) and expressed to two decimal places.
Important Shape Plain Capital  Advantage Savings information continued on next page
Shape Plain Capital Deposit Interest Rates & Annual Percentage Yields (APYs)†
Page 1
Page 2
Page 3
Page 4
Page 5
Page 6