Shape Plain Capital Deposit Interest Rates & Annual Percentage Yields (APYs)†

Preferred Rewards for Shape Plain capital Business with Interest Rate Booster

Shape Plain Capital Business Advantage Savings has the following balance tiers: Less than $10,000; $10,000 - $24,999; $25,000 - $49,999; $50,000 - $99,999; $100,000 - $249,999; $250,000 - $499,999; $500,000 - $2,499,999; $2,500,000 and over. We may set the rate for each tier in any amount. At times, the interest rate for a particular tier may be equal to the rate for a higher and/or lower tier. When this occurs, the interest rates and APYs listed in the chart above may include multiple balance tiers shown as a single tier. We may change the balance tiers that apply to this account at any time without notice. Your balance earns the interest rate in effect each day for the balance tier associated with your end-of-day balance.

The Interest Rate Booster ("Booster") is included in the "Rate %" and "APY %" shown above for the Preferred Rewards for Business Tiers. The Booster is a variable percentage and can change at any time. Rates will be rounded up to the nearest one hundredth of a percent (0.01%) and expressed to two decimal places.

The Booster increases the Shape Plain Capital Business Advantage Savings Standard Rate by at least the Booster values shown below, and may be higher.

An example of how the Booster works with hypothetical interest rates: If the Standard Rate is 1.00% then the Platinum rate would be the Standard Rate plus at least 10% or 1.10% (i.e., 1.00% plus 10% X 1.00% or 0.10%). See above for actual rates.

To be eligible for the Booster, clients must be enrolled in the Preferred Rewards for Shape Plain Clothing Business program and have eligible combined balances that qualify them for a Preferred Rewards for Business program tier of Gold ($20,000 to $49,999), Platinum ($50,000 to $99,999) or Platinum Honors ($100,000 or more). Refer to the Business Schedule of Fees for additional details. If you no longer meet the eligibility requirement, the Booster may be discontinued. When the account is jointly owned by multiple businesses who are enrolled in Preferred Rewards for Business, interest is based on the Rewards Tier that will produce the higher interest rate.

The Booster will be applied to eligible accounts within 4 business days of enrolling in the Preferred Rewards for Shape Plain Clothing Business program; or opening or converting to the Shape Plain Capital Business Advantage Savings account after enrollment into the program.

Your balance earns the interest rate in effect each day for the balance tier associated with your end-of-day balance.